Home Loan
Home Loan plays an important role in helping one with the easy availability of your dream home.
What is Home Loan?
Home Loan plays an important role in helping one with easy availability of your dream home. There are a number of banks that offer home loans at low interest rate. You may want to either want to buy a new home or construct one; it has few formalities starting from submitting the application for disbursement of loan amount. Keeping basic documents ready in hand saves time and effort.
Documents Required
- 5 Photographs
- Address Proof
- I.D. Proof
- 2 Stamp Paper of Rs.50/- in favor of the Applicant.
- Bank Statement of last 6 months
- File Charge Rs. 3500/-
Document Valid As Address Proof
- Rashan Card
- Electricity Bill
- Mobile Bill
- LandLine Bill
- Passport
- Mool Niwas Patra
- House Tax Slip
Document Valid As ID Proof
- PAN Card
- Voter Card
- Driving License
- Job Certificate (at present) issued from company in which Applicant Working.
- College Identity Card etc.
- Document of Guarantor Required
Type Of Guarantor
- Government Guarantor
- Private Limited Guarantor
- Property Guarantor
In Case Of Government Guarantor And Private Limited
- 2 months Pay Slip / Bank Passbook photocopy
- H.O.D & Salary In charge Signatures Along with his/her Stamp on Official Undertaking Bond Page No. X2. is Compulsory.
- 7 Stamp Paper of (Rs. 500×1 + Rs.100×3 + Rs.50×2 + Rs.20×1)/-in favor of Guarantor. with Name, Address, Father Name & City with PIN Code (These must have a Signature & Thumb Impression and Public Notary)
- One Photograph of each family member (Above 18 Years) (only in case of Private Limited Guarantor) (Above mentioned Terms & Conditions may change from time to time as per firm/company policy without any prior information)